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"Wealth creation through systematic investment"

We all are investing to make more than what we have invested so that we can have more purchasing power in future.

Shared here are some of the ideas on how to create wealth out of your savings through systematic and organised investing in all spheres of investment portfolio. Effort here is to identify those areas where investment could fetch greater returns in long term perspective

We believe there should be mix of insurance policies, equities, bonds/ debt instruments, mutual funds, precious metals, real estate properties, loans in your portfolio to make your investment wealthy.

Investing in stock market, debt instruments, mutual funds, real estate without proper evaluation are prone the risk of 'loss of capital' due to general financial risk of market, promotors & operators not acting in bonafide interest of small investors etc

The issues posted here are only a fig of a tree and investor who are investing their hard earned money are advised to independently analyse the issues or consult an investment advisor before making any decision.

"CAUTIONARY NOTE" - this blog is not responsible for any loss, whatsoever . please do consult an investment advisor if your not able to evaluate the investment / economic / risk scenario independently

feel free to contact us at
sherkochiraj@indiatimes.com or at rmanjuesh@gmail.com


Sunday, January 22, 2012

Indian Power project scenario 2012

The total Installed Capacity in the country at the end of 10th plan
(as on 31.03.2007) was 132330 MW
The actual power supply position during 2006-07 (end of 10th plan) was


The National Electricity Policy envisages “Power for all by 2012” and per capita
availability of power to be increased to over 1,000 units by 2011-12.
To achieve this, a total capacity addition of about 1,00,000 MW is required during
10th and 11th Plan period. After considering the actual capacity addition of 21,180 MW
in the 10th plan , a capacity addition of 78,577 MW  has been  proposed during 11th plan.

Of the above projects totalling to 48,955 MW (62.3% of the proposed capacity) are already
under construction. and for balance 29,402MW,Letter of Award is yet to be placed

The total thermal power plant capacity in 11th plan is 58,644 MW which is about 75% of
total capacity additions in 11th plan. The coal based capacity is about 90% of thermal capacity.
Due to uncertainty in availability of gas and its high price only about 4,289 MW gas based projects
have been included for benefits during 11th Plan.
These projectsare already under construction or have already tied up the gas supply.

Of the Hydro projects totaling 16,553 MW (21.0%) included in the 11th Plan. 14,431 MW
(87%) are under construction, 1,537 MW (9.5%) have been accorded concurrence
by CEA/State Government and are awaiting investment decision/work award and
585 MW (3.5%) the DPR is ready and concurrence of CEA/State

Nuclear projects totalling to 3,380 MW have been proposed for likely benefits during 11th plan.
Out of this, 220 MW (Kaiga U-3) has already been commissioned and the remaining projects
are under construction.


Non-Conventional Energy Potentials of India

India has significant potential for generation of power from Non- Conventional Energy
Sources such as Wind, Small Hydro, Bio mass, Tidal and Solar Energy which is ozone friendly
power. The total estimated medium-term potential (2032) for power generation from renewable
energy sources such as wind, small hydro, solar, waste to energy and biomass in the country is
about 1,83,000 MW. The details are given below:

The Installed Capacity at the beginning of the 10th plan was about 3500 MW.  A capacity addition of
about 6,750 MW had been achieved during the 10th plan making Installed Capacity 10, 256 MW.

Considering the progress made during the 10th plan, the Working Group for 11th Plan proposals for
New and Renewable Energy has proposed physical target of 14,000 MW Grid interactive renewable
power as furnished below.



Demand side updates
---------------------


Project implementation updates
---------------------------------


Saturday, January 21, 2012

CHINA's GDP to grow at 8.6pc

Deteriorating demand from China's biggest trading partners in the European Union and the
United States has drags growth in the world's second-biggest economy down to its lowest-year 18.1 percent jump in retail sales. The GDP is expected to be in 8.6 pc for 2011-12

The pullback in activity has fuelled expectations that the government will take more forceful measures to bolster growth and save jobs, beyond the so-called fine-tuning it began to implement in October, in the face of a festering European debt crisis and a sharp slowdown in the domestic property sector.

Beijing reduced the amount of cash that banks have to hold as reserves in November for the first time in three years in a bid to shore up cooling economic activity and maintain a steady supply of credit to companies and consumers.


But official data has also shown a fall in fixed asset investment growth and a further slowdown
in the rate of property investment that has been a key driver of economic expansion.


Japanese manufacturers remained pessimistic about business conditions for the second straight month in January amid Europe's debt crisis and the slowing global outlook

India Inc to grow at the rate of 7 percent for 2011-12

Growth estimates for INDIA, Asia's third largest economy is expected to
expand at an annual rate of 7 percent this year 2011-12

the main reason for the deceleration in growth were

interest rate hikes by central bank to reign inflation

no solution visible for the harnessing the dirty borrower Greece and others from European union

the paralysis in government decision-making has harmed investment.

resulting in

Foreign fund inflows dried up in 2011 with net outflows in excess of $450 million,
from record inflows of more than $29 billion in 2010.

the rupee lost about 19 percent of its value against the U.S. dollar owing to the capital flight from the economy.

the BSE Sensex fell by almost 25 percent in 2011 making it among the world's worst performers.

the silverlining is still not visible

inflation in India, as measured by the wholesale price index, slowed to 7.47 percent in December,
but economists forecast prices to rise by an average 8.7 percent this fiscal,
before slowing to 6.5 percent in the year ending March 2013.

the RBI is expected to hold rates steady at 8.5 percent this quarter before cutting its benchmark
repo rate by 100 basis points this year, beginning with a 50 basis point reduction in the second quarter.

The lack of a final solution to the euro zone sovereign debt crisis is weighing on sentiment

The European Union is India's largest trading partner and accounted for trade in goods and services
worth over 60 billion euros in 2010, according to data from the European Commission.

Friday, January 6, 2012

TO block and unblock commercial SMS 1909

The Indian telecom Industry with nearly 900 million subscribers is the second largest wireless market
in the world. Low tariffs and direct reach to consumers has made SMS and direct calling one of the
most cost effective ways of selling services and products. However, telemarketing has brought with
 it serious issues of invasion of privacy and has become a major irritant to customers.


To holistically curb this growing menace and effectively regulate unsolicited commercial Calls and
messages, TRAI has notified "The Telecom Commercial Communication Customer Preference
Regulations, 2010". All the provisions of regulations come into force from 27th September, 2011.

The Telecom Commercial Communications Customer Preference Portal is a data base containing
a variety of information prescribed in "The Telecom Commercial Communications Customer Preference Regulations, 2010".
Customers- Customers (landline and mobile) who do not want to receive commercial communications
 can dial or SMS to 1909 (toll free) and register in either of the two categories:

HAVE YOUR REGISTERED YOUR MOBILE FOR RECEIVING / PREVENTING SMS
                               http://nccptrai.gov.in/nccpregistry/search.misc
Fully Blocked Category- stoppage of all commercial Calls/SMS

Partially Blocked Category- stoppage of all commercial Calls/SMS except SMS
from one of the opted preferences

For registering option using SMS, for 'fully blocked category', write "START 0" and send it to 1909.
For 'partially blocked category', send SMS 'START' with one or multiple options from the list of seven categories.

There are at present 7 preferences to choose from-
Banking/Insurance/Financial Products/Credit Cards-1,
Real Estate-2,
Education-3,
Health-4,
Consumer goods and automobiles-5,
Communication/Broadcasting/Entertainment/
IT-6,
Tourism-7.

For example: To receive messages relating to only Health products, then send SMS "START 4" to 1909. Similarly, for receiving messages relating to Real Estate and Education, send SMS "START 2,3" to 1909.

On successful registration, customer will receive an SMS confirming exercised options and a Unique Registration Number within 24 hrs. The registration will be effective within 7 days of placing the request
with the service provider. The customers can check the status of their registration by clicking on "Customer Registration Status".

Customer can also change the preferences after 7 days of registration or the last change of preference.
If customer receives UCC even after 7 days of registration, he can register a complaint with his service provider within 3 days of receipt of such UCC by dialing or sending SMS

Tuesday, January 3, 2012

Rasmussen Consumer Index

The Rasmussen Consumer Index, which measures the economic confidence of American consumers on a daily basis, gained a point-and-a-half  31 December 2011  to 78.8.
Just 49 % now have confidence in the stability of the U.S. banking system.

The latest Rasmussen Reports national telephone survey of homeowners shows that 21% now believe their home will be worth more in a year, up seven points from last month and the highest result measured since February 2011. Still, 27% say their home will be worth less in a year’s time, while 51% expect its value to remain about the same.
The Rasmussen Consumer Index and Investor Indexes are derived from nightly telephone surveys of 500 adults and reported on a three-day rolling average basis.
The baseline for the Index was established at 100.0 in October 2001. Readings above 100.0 indicate that confidence is higher than in the baseline month.

The Rasmussen Consumer Index reached its highest level ever at 127.0 on January 6, 2004. The all-time low was reached on March 10, 2009 at 54.7.

The Rasmussen Investor Index reached its highest level ever at 150.9 on January 7, 2004. The lowest level ever measured was 52.5 on March 9, 2009.

      The Rasmussen Index over years

UPDATES
The first Rasmussen Consumer Index of 2013, which measures consumer confidence on a daily basis, rose a point on Thursday to 98.3. Confidence is up half a point from a week ago, up four points from a month ago and up 14 points from three months ago.
Confidence has improved 16 points compared to the start of 2012. During this past year, the Rasmussen Consumer Index reached the highest levels of the past five years. However, it never topped 100, the baseline level of confidence measured in October 2001.


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